Merry Christmas! As we gather with family, reflect on the year behind us, and look forward with hope, we want to welcome you to this year’s Christmas message. At Monotelo Advisors, it is a joy and a privilege to walk alongside you—through every season and every milestone.  This Christmas, we invite you to pause with us and revisit one of the most awe‑inspiring moments in history. The night a star lit the sky and hope entered the world:   The Star That Changed Everything   I s

As Thanksgiving approaches, many of us pause to reflect on what we’ve been given: family, health, opportunities, and the simple blessing of food on our Thanksgiving table. Gratitude is more than a seasonal sentiment; it’s a transformative force that shapes our mental health, relationships, and even our financial decisions.  Why Gratitude Matters    Research consistently shows that people who intentionally count their blessings live happier lives and experience less depression

As Thanksgiving approaches, many of us pause to reflect on what we’ve been given: family, health, opportunities, and the simple blessing of a full plate. At Monotelo Advisors, we believe gratitude is most powerful when it moves us to action. This season, we invite you to join us in turning thankfulness into hope for children who need it most.    Why This Matters   In Sub-Saharan Africa, countless families face an impossible choice every day: feed their children or pay for nec